--- title: Financial Healing Journal | Joanne Danganan description: Since 2020, Joanne Danganan at Financial Healing LLC has been bringing heart, healing, and understanding to money management for individuals, couples, and entrepreneurs. She is your Financial Healing Coach. As an Accredited Financial Counselor & Educator, Certified Financial Social Work Coach, and Profit First Coach; and as a POC who's been through many financial downs herself, Joanne is equipped with empowering tools to facilitate a brave and understanding space for reflection, real action-planning, accountability, and client-centered solutions. Joanne meets you where you are without judgment and knowing that sometimes, you just need someone to reflect back on you what may be holding you back and to sit with you in your discomfort around money. --- [Skip to content](https://financial-healing.com/blog/author/joanne#main-content) [![Main Logo-Apr-08-2024-07-52-27-9925-PM](https://financial-healing.com/hs-fs/hubfs/Main%20Logo-Apr-08-2024-07-52-27-9925-PM.png?width=1500&height=341&name=Main%20Logo-Apr-08-2024-07-52-27-9925-PM.png)](https://financial-healing.com/home) - [Services](https://financial-healing.com/services) - [Contact](https://financial-healing.com/contact) - [Blog](https://financial-healing.com/blog) - [Resources](https://financial-healing.com/resources) Open main navigation Close main navigation - [Services](https://financial-healing.com/services) - [Contact](https://financial-healing.com/contact) - [Blog](https://financial-healing.com/blog) - [Resources](https://financial-healing.com/resources) - [Start Here](https://financial-healing.com/services) [Start Here](https://financial-healing.com/services) # Joanne's Financial Healings Thoughts on how to heal your finances and improve your relationship with money. ## [Analog life can give you time – and money – back](https://financial-healing.com/blog/analog-life) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) May 27, 2025 7:00:00 AM Our digital overlords have taken over: Meta, Alphabet, Amazon... Can we take back a little bit of ou... [Read More](https://financial-healing.com/blog/analog-life) ## [Reframing Debt](https://financial-healing.com/blog/reframing-debt) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) May 20, 2025 7:00:00 AM Debt is a powerful thing. It can be an empowering tool for wealth building (i.e., student loans, inv... [Read More](https://financial-healing.com/blog/reframing-debt) ## [The 5 Money Languages](https://financial-healing.com/blog/5-money-languages) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Oct 3, 2024 9:09:38 AM I work with my clients as if dealing with money is a relationship because, ultimately, that's what i... [Read More](https://financial-healing.com/blog/5-money-languages) ## [What do you do with your old HSA?](https://financial-healing.com/blog/old-hsa) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Jun 20, 2024 7:00:00 AM This is a common question I hear after someone has changed employers: what do I do with my old HSA. ... [Read More](https://financial-healing.com/blog/old-hsa) ## ['Tis the season... to pay back taxes...](https://financial-healing.com/blog/navigating-irs-back-taxes) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) May 24, 2024 7:30:00 AM Navigating IRS back taxes can be a frustrating and maddening task. But know that you're not alone an... [Read More](https://financial-healing.com/blog/navigating-irs-back-taxes) ## [I was featured in Washington Post!](https://financial-healing.com/blog/i-was-featured-in-washington-post) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Apr 2, 2024 7:28:00 AM Yours truly was featured in a recent Washington Post article! Jackie Veling recently interviewed me ... [Read More](https://financial-healing.com/blog/i-was-featured-in-washington-post) ## [I’m Officially A Financial Social Work Coach!](https://financial-healing.com/blog/im-officially-a-financial-social-work-coach) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Feb 29, 2024 9:28:00 AM [Read More](https://financial-healing.com/blog/im-officially-a-financial-social-work-coach) ## [Money Shame: We Don’t Need Her!](https://financial-healing.com/blog/money-shame-we-dont-need-her) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Feb 17, 2024 11:31:00 PM When I talk to anyone about money, the most common emotion I hear around the topic is shame. In gene... [Read More](https://financial-healing.com/blog/money-shame-we-dont-need-her) ## [How to Curb Overspending on Food](https://financial-healing.com/blog/how-to-curb-overspending-on-food) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Feb 13, 2024 3:29:00 PM Last time, I wrote about the naughty word “overspending,” and how we can live more at peace with it.... [Read More](https://financial-healing.com/blog/how-to-curb-overspending-on-food) ## [If You Struggle with Overspending, Do This.](https://financial-healing.com/blog/if-you-struggle-with-overspending-do-this) ![Picture of Joanne Danganan](https://app.hubspot.com/settings/avatar/a7106f844ab965869ecdd812476733e8) [Joanne Danganan](https://financial-healing.com/blog/author/joanne) Feb 7, 2024 11:28:00 AM Many of us struggle with overspending. It’s just too easy to overspend these days, especially with s... 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