Joanne is the founder and principal financial healing coach at Financial Healing, the proud daughter of immigrant Pilipino parents, and a proud UCLA Bruin. Her family didn’t have a lot of financial resources growing up, but her scrappy parents somehow figured it out with four daughters. She had to teach herself about the fundamentals of this complex financial system, and not without expensive mistakes along the way – borrowing way too much in student loans, racking up credit card debt, and living beyond her means. She knows there could be more resources for families like hers who started with very little, so her mission is to change the world one budget at a time. She is an Accredited Financial Counselor & Educator (AFC®), Certified Financial Social Work Coach, and Profit First Coach.
Subscribe to Heal Your Budget!
A budgeting subscription service for those who want to streamline their money management.
For those of use who find budgeting or tracking spending very challenging, no fun, tedious, awful... I offer an opportunity to outsource this task to someone who actually enjoys it: moi!
Subscribe to my monthly service, Heal Your Budget, for $160 per month. You will receive on a monthly basis:
- One (1) 50-minute session with me ($125 value)
- Two (2) budgeting reports ($125 value)
The schedule will be set by you. Here's an example routine:
- We meet at the top of the month to review last month's spending and to plan your current month's budget. This is a great time to also talk about your financial self-care needs, such as debt repayment, financial boundaries, or financial crises that may come up.
- Using the budget tool of your choice (such as YNAB, Monarch, a spreadsheet, a notebook), I send you the first budget report for the beginning of the month and your second budget report at mid-month to readjust as necessary.
- Repeat each month for as long as you need it.
Below is a screenshot of a sample budgeting report.
It can be customized to the exact categories or format that fits your purpose and style.
Why subscribe?
If you don't enjoy budgeting or tracking your spending, it will be very difficult to keep a budget in the first place. And without a budget, it will be challenging to achieve your financial goals of paying off debt, funding your next vacation with cash, living below your means, or [insert your own financial goal here].
Also, see this as an investment in your financial wellness.
Outsourcing your budgeting and tracking is an actionable and impactful way to change your relationship with your money. By leaving the tedious task of budgeting and tracking to me, you can truly focus on the goals you really care about without getting bogged down or discouraged by the daunting tasks of tracking all your spending.
I truly enjoy budgeting and tracking spending!
It honestly brings me joy to help others spend more wisely and help them pay off their debt. I see it as the means to achieving your financial goals.
If your interest is piqued but you need more information, feel free to schedule some time with me here.
About Joanne Danganan, Financial Healing (@financialhealing)
Working with Joanne
"Before working with you, we were unable to discuss money, we avoided the topic, we couldn't understand how we had no money. We couldn't save any. Working with you was incredible. Through your low pressure approach we understood how we were spending our money, what was important to discuss, and how to meet our goals. It was a very positive experience working with you. Now talking about money is no big deal. Your easy going nature worked really well for us as we are pretty chill."