budgeting – Financial Healing with Joanne

How to Budget As A Freelancer

Are you a freelancer? Are you considering becoming one? I cover how to budget as a freelancer, since there may be months that are feast and some that are famine.

There are two main ways that I see couples work with their money: joint everything, or some joint accounts and individual accounts. No way is the right way, so it’s entirely up to the couple how they want to do this. Either way, how do you pull off a budget as a couple? No matterContinue reading “How to Budget as A Couple”

The 50/30/20 Budgeting Rule

I. Love. Budgeting. When I discovered its power during my post-college/student loan repayment phase (What can I say?? I’m a late budget bloomer!), I became obsessed. On my non-profit salary, I didn’t have a lot of room to play with the $700 student debt bill I had each month. Plus, I graduated college in 2010Continue reading “The 50/30/20 Budgeting Rule”